How Buy Crypto works, start to finish
Charge your card, get Bitcoin or USDT in your own wallet within about 30 minutes. Here's exactly what happens at each step.
Buy Crypto is the simplest way to turn available card credit into Bitcoin or USDT, without opening an exchange account or waiting days for a bank transfer to clear. Here’s what actually happens when you place an order.
1. You choose an amount and a wallet
You pick how much you want to spend, then paste the wallet address that should receive the crypto — your own wallet, not ours. Buy Crypto orders run from $250 to $4,000, with the exact ceiling depending on your membership plan.
2. Your card is charged
We charge your credit or debit card for the order amount. This is a card charge, not a purchase running through an exchange on your behalf — your card issuer sees it as a standard transaction, though some issuers do classify card-funded crypto purchases as a cash advance. Worth checking your card’s terms if you’re unsure.
3. Crypto lands in your wallet
Once the charge clears, we send the Bitcoin or USDT to the address you provided. Most orders complete within 30 minutes.
The service fee for Buy Crypto starts at 4% and is paid from your wallet balance, not added on top of the card charge. See how our fees work for the full breakdown.
Choosing Bitcoin or USDT
Both are supported, and which one makes sense depends on what you’re doing with it — see our comparison of Bitcoin vs. USDT for the practical differences between the two.
A few things worth knowing before your first order:
- Double-check your wallet address before submitting — crypto transactions can’t be reversed.
- Bitcoin purchases carry no separate asset fee; USDT purchases carry a small one.
- There’s no KYC step anywhere in this flow — no ID, no selfie, no waiting on a verification queue.